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Nice to meet you! My name is,

John Bernier

Loan Officer
NMLS#: 1408749

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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About Me

At AllPoints Mortgage we compete for your business by offering a wide variety of products with lower interest rates and closing costs, speedier service and a personal touch. With 10+ years of mortgage experience, I am able to translate my knowledge and understanding on all aspects of lending and the lending process to an easy and understandable way to all my clients.

My number one goal is to WOW my clients and referral partners by extremely high end communication and customer service. I pride myself in making sure all my clients understand everything throughout the process and hold their hand to the finish line.

I look forward to the opportunity to work with you on your new home loan!!!

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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